Having long term care insurance is a powerful asset to save out of pocket costs on non-medical home care.
We're skilled in dealing with insurance companies, including long term care. With your approval, we will check your coverage and let you know the results. We work with all long term care insurance companies. We make the process painless for you; we work directly with your insurance company on billing and payment issues. We will review your policy, provide activation assistance and courtesy submissions.
What is covered under long term care insurance but not under Medicare?
Services that are not covered under Medicare but may be covered under a long-term care insurance policy or certain Medicare Advantage plans (Part C) are broad and can include:
• Transportation and errands/appointments
• Meal preparation
• Medication reminders
• Assistance with personal care (bathing, dressing, grooming)
• Assistance with mobility and transferring around the home
• Specialized memory care
These services may be needed only a few hours a week up to 24 hours per day.