Homecare in Trumbull, CT
It seems like more and more reports of identity theft are popping up all over the place. This issue is a growing concern for all age groups; however, it seems as though seniors are one of the most highly targeted groups. Some believe this is because it is this generation who still heavily relies on landline telephones which are usually targeted for this type of nefarious behavior.
In 2012 alone, seniors accounted for 13 percent of the total number of all identity theft complaints, according to the Federal Trade Commission.
The “easy target” phenomena
There are a number of reasons that seniors are targeted more than other age groups in regard to identity theft. According to some, seniors are likely to have loans paid off and carry less in terms of credit card debt, making them a low risk option for creditors. This means that when a criminal applies for new credit with the senior's information, they are much more likely to be approved without any issues.
Another factor lies in the fact that most seniors are not regularly checking their credit report. Individuals in the younger age groups will likely be monitoring their credit regularly in order to buy a home, apply for a new credit card, or purchase a vehicle. This means they are going to notice if someone else is applying for credit with their information.
Many seniors are targeted specifically for phone scams. It is important for adult children to warn parents of these scams and ensure the elder care provider also knows to be aware of these types of calls. The fact is, anyone requesting information over the phone should be avoided. In most cases, legitimate companies will not request this.
Ensure all information is secured
Unfortunately, more often than not, the culprit of identity theft is someone the senior knows. Adult children need to take the time to ensure their parent's personal information, such as banking info, social security numbers and other items are locked away in a safe location. This will ensure no unauthorized person has access to this sensitive information.
Safeguard the computer
The Internet can also be a dangerous place. Be sure to safeguard all personal information on the computer, as well as physical information. This will also ensure that it cannot be stolen by someone with dishonest intentions. Taking the time to do this will pay off in the long-run and ensure that the computer is not able to be hacked and the senior’s personal information stolen as a result.
While it is not the responsibility of elder care providers to safeguard senior’s information, they should be aware of some of the most common scams and know how to help seniors handle these situations. When adult children put in the time and effort to use the tips here, they will be able to prevent senior identity theft and ensure their parent’s credit rating stays intact.
If you or an aging loved one are considering homecare in Trumbull, CT or the surrounding areas, please contact SYNERGY HomeCare of Fairfield, CT at 203-923-8866.